Avendo chooses the lowest rate on
every transaction for your business
This is the future of credit card processing.
Avendo sends each credit card transaction to its payment processors and chooses the lowest rate for your business on every transaction.
Instead of one processor, we connect your checkout to multiple processors and automatically route each transaction where it costs you the least.
Nothing changes in how you accept payments; what changes is how much revenue you keep for the business.
Avendo is currently only available for e-commerce transactions and integrates directly with the checkout pages you may already use.
All compensation for our services is handled entirely between Avendo and its payment processors.
Understanding the flow of intelligent payment routing
Our platform bring clarity to how credit card payment processing and merchant services works behind the scene by presenting the information merchants, processors, and networks rely on in a more accessible way. Merchants gain visibility into how their transactions are handled, processors can demonstrate the value of their performance, and networks like Visa, Mastercard, and American Express continue to support long term stability through open collaboration.
For decades, these networks have built trust in every swipe, tap, and online checkout. Avendo complements that foundation with modern transparency, giving all sides a way to see, measure, and improve how payments flow. When competition happens, everyone wins.
Processing transparency that puts you in control
Credit card processing should not feel confusing, unpredictable, or out of your hands. Avendo gives you a clear, plain-language view of how your transactions are prices and where each cost comes from so you always understand what are you paying for.
Avendo keeps you in control by giving you visibility into how processors price your transactions and how their performance compares over time. You are not locked into one payment processor and forced to understand complicated fee structures.
Whether you process ten transactions a day or ten thousand, Avendo helps you make clear, informed decisions without buried fees or confusing terms.
Modernizing the payments industry
Avendo’s technology sends each transaction to a payment processor offering the best available rate in real time. Avendo also offers merchant service credit card processing solutions that combine transparency, reliability, and performance for e-commerce businesses.
Avendo also supports credit card processing for small business, giving smaller merchants access to enterprise-grade tools without the complexity or cost.
The payments industry wasn’t broken… but it was ready for modernization.
By standardizing how rates and performance are presented, we remove the need for complex spreadsheets, lengthy audits, or contract guesswork.
Processors can showcase their best pricing models directly to merchants they’re already approved to serve, while merchants gain consistency and clarity across their chosen providers.
Networks, meanwhile, benefit from verifiable visibility that strengthens reliability at scale.
Our mission
Avendo bridges technology and transparency, making it easier for merchants, processors, and networks to collaborate efficiently.
Startup to Enterprise Fit
Built to support businesses at any size
Avendo was designed to feel approachable for small businesses and dependable for enterprise organizations. Whether you process a handful of transactions or operate across multiple markets, you get services tailored to your needs.
If you are a smaller merchant, you gain access to competitive payment options without the complexity that usually comes with enterprise systems.
If you are a larger corporation, you benefit from consistent reporting and transparent oversight across teams, channels, and regions. As your business expands, you can add new products, new locations, or new sales channels with no resistance with the Avendo Dashboard.
Rebuilding merchant trust
Trust in payments has always been shared between merchants, processors, and the card networks that secure the rails beneath it. Over time, fee opacity and inconsistent markups made that trust harder to sustain. Avendo helps restore it.
We do not replace trust, we rebuild it. By ensuring transparency in pricing and partnerships, and by working exclusively with PCI DSS–compliant processors and gateways, Avendo creates a system where everyone can rely on everyone else.
Merchants regain confidence, processors earn recognition for performance, and networks strengthen credibility through a more open environment. Trust doesn’t need to be rebuilt from scratch, it just needs to be visible again.
Better relationships with payment vendors
Payment processors and gateways deserve recognition for the infrastructure they’ve built.
They made credit card processing services accessible to small businesses, developed the security standards that protect billions of cardholders, and invested in the innovation that powers global e-commerce today.
Avendo help processors compete based on transparency and service, not marketing volume.
Avendo help merchants connect with the best-fitting processors through clarity, not confusion.
Avendo help networks maintain harmony in a system that rewards cooperation instead of secrecy.
When everyone knows the rules, relationships improve.
Merchants get confidence. Processors get credit for what they do best. Networks gain stability. That’s what fairness looks like in practice.
Industry goodwill
Healthy ecosystems thrive on goodwill, not rivalry.
Avendo helps build that goodwill by aligning incentives instead of dividing them.
When transparency becomes standard, all sides gain: merchants operate with confidence, processors build stronger portfolios, and card networks continue to uphold the integrity of payments worldwide.
We believe that improvement in payments shouldn’t come at anyone’s expense.
Avendo was built to support growth, not disruption, a system where fairness and profitability coexist.
Why businesses choose Avendo
Businesses choose Avendo because clear information leads to better decisions.
Our platform gives you a real time view of how your transactions are processed and how you keep the most revenue. It is a modern, structured way to understand your payments and operate with confidence.
Start processing with Avendo?
Frequently asked questions
How is Avendo compensated?
You will never receive an invoice, bill, or direct charge from Avendo. All compensation for our services is handled entirely between Avendo and its payment processors.
Will I need to change how I currently accept payments?
Your existing checkout remains in place. Avendo will guide you during onboarding so you connect your checkout page to our platform.
Does Avendo show me my processing activity?
Yes. You will be able to see your transactions, chargebacks, insights and other processing activity all in one place through your Avendo Dashboard.